Coming soon
A money app that talks you through it.
Budgeting used to look like this. Yours won't. Tell your guide what you need — they build it, explain it, and walk you through it step by step. You just tap.
Easy. Not daunting. A guide by your side.
Launching soon on iOS, Android, and the web.

Groceries budget
$500/mo
Done. Want me to set up the rest?
Free: a guide who explains. Premium: a guide who does it for you.
Budgeting is a conversation now
Say it.
"Set up a grocery budget around $500" — or "where did my money go in June?"
See it.
Your guide answers with a proposal card — an actual budget, categorization, or edit, laid out and ready.
Tap it.
One tap applies it. Nothing changes without your say-so.
No spreadsheets. No 40-minute setup wizard. No guessing what a "rollover rule" is.
Eight guides. One of them gets you.
Everyone's relationship with money is different — so LedgerMeAI doesn't give everyone the same robot. Pick the guide whose style fits, and talk to them from day one, on the free plan. They'll explain anything, walk you anywhere in the app, and never judge where you're starting from.
Rina
Spiritual Guide
Faith-centered — biblical wisdom and stewardship
Ben
The Finance Master
Ask him anything — markets to accounting, no fluff
Stan
The Starter Guide
Brand new to this? Start at zero, no jargon
Bri
The Code Brain
Sees money as a system, finds the pattern in the chaos
Lea
The Teacher
Breaks it down until it clicks — no judgment
Ally
The Sport Finance Coach
Trains your budget like a championship athlete
Jack
The Performance Coach
Goal-locked — discipline over motivation
Johnny
The Funny Money
Opens with a joke, roasts your subscriptions, fixes your budget
Amy helps you get set up and answers support questions. Stef (our CEO's stand-in) collects your feedback — yes, it actually gets read.
Your guides teach, explain, and organize — they don't give financial advice.
Everything you'd expect, done properly.
Talk to your guide from day one
Explains anything, navigates you anywhere. Free plan included.
Budgets that build themselves
PremiumDescribe what you want; your guide drafts it, you tap to apply.
Bulk cleanup in one tap
PremiumAI categorizes, you confirm. Fifty transactions, one card.
Bank sync via Plaid
PremiumAccounts, cards, and transactions, automatically.
Bring your data your way
CSV import free for everyone; PDF statement import on Standard+.
On your phone — and soon, your laptop.
Mobile apps first, with the full web app close behind. One account across both.
Start free — with a real guide, not a locked demo.
Free
$0- ✓Manual transactions & accounts
- ✓CSV import
- ✓Dashboard, budgets & chart of accounts
- ✓Chat with your guide
- —PDF statement imports
- —Chart-of-account suggestions
- —Guide builds budgets & adds accounts in chat
- —AI auto-categorization, one-tap confirm
- —True net surplus after loan payments
- —Plaid bank sync + auto transaction sync
- —PDF report export
Standard
$2.99/mo- ✓Manual transactions & accounts
- ✓CSV import
- ✓Dashboard, budgets & chart of accounts
- ✓Chat with your guide
- ✓PDF statement imports
- ✓Chart-of-account suggestions
- —Guide builds budgets & adds accounts in chat
- —AI auto-categorization, one-tap confirm
- —True net surplus after loan payments
- —Plaid bank sync + auto transaction sync
- —PDF report export
Premium
$14.99/mo- ✓Manual transactions & accounts
- ✓CSV import
- ✓Dashboard, budgets & chart of accounts
- ✓Chat with your guide
- ✓PDF statement imports
- ✓Chart-of-account suggestions
- ✓Guide builds budgets & adds accounts in chat
- ✓AI auto-categorization, one-tap confirm
- ✓True net surplus after loan payments
- ✓Plaid bank sync + auto transaction sync
- ✓PDF report export
Free plan includes a daily message limit on guide chat. Standard and Premium raise or remove it.
On the free plan, your guide explains. On Premium, your guide does it for you — for less than Monarch or YNAB charge for a dashboard that hands the work back to you.
Subscriptions are handled in the app.
A look at what's coming.
Real screens land closer to launch.
The questions everyone asks.
Is my bank data safe?
Read-only connections through Plaid — the same rails major banks use. We never see or store your bank credentials.
Does the AI make changes to my money?
No. Guides propose; you tap to apply. Nothing moves money — LedgerMeAI is a budgeting tool, not a bank.
Do the guides give financial advice?
No — they teach, explain, and organize. Knowledge, not advice.
Can I use it without linking a bank?
Yes — Free is fully manual with CSV import; Standard adds PDF statement import.
Can I cancel anytime?
Yes, in one tap, in the app.
Phone or computer?
Mobile first; the web app is coming.
Your guide is almost ready.
Join the waitlist and we'll let you know the moment it's live. No card, no spam.